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DOCUMENTS REQUIRED
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- W-2s (2 years) & 1 month pay stubs
- Residence and employment history (2 years)
- Last 3 months’ bank statements (all accounts, all pages)
- Loans, credit cards: addresses, account numbers, balance and monthly payment
- Real estate owned: property address, lender, loan number, balance and monthly payment
- If self-employed/commissioned/bonus/overtime: last 2 years tax returns (all schedules) and YTD P&L
Additional documentation could also be required as directed by automated underwriting software
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